Disclosure & Agreements

The Purpose of Church Street Advisors...

The foundation of our firm is built on the integrity of the Advisor/Client relationship.
We believe that the recipe for investment success is the combination Of:

• A well informed client,
• An Independent Advisor, and a
• A sound investment process.

Church Street Advisors, LLC uses a tactical approach in advising you on your important 403(b) assets. We work with you to help you make better investment decisions and regain control of your retirement plan investments.

Whether you are invested with Fidelity®, Vanguard®, TIAA-CREFF®, or another provider, Church Street Advisors, LLC helps you manage the stock market risk in your selected retirement plan. Our firm analyzes changes in risk levels and informs you when it’s appropriate to modify your investment decisions. We research which mutual funds in your plan to buy or sell, and then use technical analyses to determine when to buy or sell them using two key principles: preserving wealth in the early stages of a stock market decline and accumulating wealth by reinvesting in the right funds when the market moves up again. We can show how making small changes in your investment behavior over the last three years using the strategy above could have resulted in less volatility and more money in your retirement plan today.

At Church Street Advisors, LLC, we use our web site, e-mails, phone calls and personal meetings to contact clients the two or three times a year when their retirement plan needs immediate attention. In addition, we are available every business day to provide you with provides real-time information on the specific mutual funds available in your retirement plan.

David Morris, Managing Director

After graduating Vanderbilt University in 1982, I entered the investment business as a financial consultant with Merrill Lynch Pierce Fenner and Smith at the corner of Fourth and Church in downtown Nashville. In 1986, I moved to New York City to work with the institutional brokerage firm Oppenheimer and Co.

Although I enjoyed the “sell” side of the business, I could not resist an offer from a colleague to pool our capital and begin an investment fund. We both had experience recommending stocks, but it was during the next few months that we learned the real secret of trading: the protection of capital.

In 1990, I became a partner with First New York Securities with the responsibility of managing capital and floor traders. Later, in 2001, I became a partner with ETG another proprietary firm that catered to ex-floor brokers and retired specialists from the floor. I moved my family back to middle Tennessee and continued with ETG until the firm was sold in 2005.

For the past 16 years my sole source of income has been the profits that I have generated either for my own accounts or from a profit sharing arrangement at a proprietary equity trading firm. In essence, I have always “eatin’ my own cookin’.” In January of 2006, I formed Church Street Advisors, L.L.C. with the mission of applying what I have learned over the past 25 years as a financial consultant and professional trader to aiding my clients with the management of their portfolios.